Financial Stress in Agriculture:

     

Strategic Positioning in
Difficult Times

 
ABOUT THE WORKSHOP
The last 10 years have provided lenders with the opportunity to build solid relationships with agricultural borrowers.  However, the current low price and profitability pressures faced by corn/soybean and hog producers will bring many challenges and opportunities to the lender/borrower relationship.  There will undoubtedly be an attrition in the number of producers.  The remaining producers will be those with exceptional financial strength able to make it through this period with little or no creditor assistance, and those whose survival is made possible through major adjustments in the business with creative support from their creditors.  Each situation presents the lender with a multitude of challenges, as well as opportunities, to take existing relationships to an even higher level.

This seminar brings together recognized leaders in  agricultural lending to share their insights on how the agricultural lender can best serve the diverse needs of individual customers while maintaining a sound credit portfolio.

KEY WORKSHOP TOPICS
bulletThe Future Business Climate: When will agriculture recover?
bulletResolving the Financial Stress: What are the options?
bulletRenewal/reamortization: When do they work and how do you tell?
bulletCash Rents: What can producers afford?
bulletStress Testing and Ag Portfolio: What is the impact on earnings and capital?
bulletMarket Development: How to maintain/ build a customer base in stressful times.

WHO SHOULD ATTEND
Loan officers and originators, portfolio managers, senior policy managers, loan underwriters, regulators, agribusiness managers and directors from community banks, Farm Credit System, captive finance companies/input suppliers, insurance companies, and government agencies.

 

FACULTY
Six recognized industry leaders including lenders, academics, and practitioners will serve as the faculty of this seminar.  Confirmed faculty at the time of this printing include:

Michael Boehlje, Steven Hofing, David Lins, Alan Singleton—Vice President, Agricultural Mortgage Company of America

Ag Credit and Business Strategy
Ag Credit Analysis
Credit Risk and Commodity
Marketing Strategies
Financing Dairy Expansions
Financing Integrated and Contract Agricultural Production
Financing Multiple Entities
Financial Stress in Agriculture: Strategic Positioning in Difficult Times
Financing Swine Expansions
Loan Analysis For Agricultural Suppliers
Loan Structuring Analysis For Agricultural Credits
Transitioning The Farm Business
Other Credit and Business Strategy
The Language of System Dynamics
Personal Financial Planning: Issues for Bankers Serving Business Owners and Professionals
Refocusing the Commercial Credit Relationship: Assessing the Value of Personal Guarantee