Loan Analysis For Agricultural Supplies

     
ABOUT THE WORKSHOP
The workshop is an intensive three day session designed specifically to meet the needs of agricultural supply firms who provide credit products for their customers. The focus of the workshop is on the:
bulletConcepts and mechanics of agricultural financial statements
bulletAnalysis and interpretation of historical and projected financial statements
bulletPrinciples of determining creditworthiness of agricultural credit requests
bulletConcepts and issues of secured lending transactions and loan documentation

Although lectures are an important part of the workshop, the core of the participants' interaction during the three days revolves around in-depth analysis of case studies and small group discussions with colleagues and faculty. The mix of interactive lecture and case study activities allows participants to expand their understanding of the issues.

KEY WORKSHOP TOPICS
bulletThe Agricultural Lending Environment
bulletOverview of Agricultural Financial Statements
bulletBalance Sheet Concepts
bulletTax Returns and Historical Cash Flow — what can they tell us?
bulletCash versus Accrual Analysis
bulletAnalyzing Repayment Ability
bulletFinancial Analysis
bulletSecured Lending Transactions
bulletLoan Documentation Issues

WHO SHOULD ATTEND
Lenders and credit analysts from agricultural supply firms who want to enhance their ability to accurately assess the creditworthiness of agricultural borrowers.

HOW YOU WILL BENEFIT
You will get hands-on experience working with the instructors and other experienced lenders in applying credit analysis techniques to real-life credit requests. By gaining an understanding of the mechanics and philosophies of agricultural credit analysis, you will be able to:

bulletAsk the right questions to get an accurate picture of the borrower's financial condition.
bulletMake sound credit decisions with confidence based on commonly available information.
bulletIdentify and articulate the key strengths and weaknesses of a credit request.
bulletUnderstand the principles of secured lending transactions (beyond just filling out the forms!)
bulletBuild a stronger ag loan portfolio.
Ag Credit and Business Strategy
Ag Credit Analysis
Credit Risk and Commodity
Marketing Strategies
Financing Dairy Expansions
Financing Integrated and Contract Agricultural Production
Financing Multiple Entities
Financial Stress in Agriculture: Strategic Positioning in Difficult Times
Financing Swine Expansions
Loan Analysis For Agricultural Suppliers
Loan Structuring Analysis For Agricultural Credits
Transitioning The Farm Business
Other Credit and Business Strategy
The Language of System Dynamics
Personal Financial Planning: Issues for Bankers Serving Business Owners and Professionals
Refocusing the Commercial Credit Relationship: Assessing the Value of Personal Guarantee