Loan Structuring Analysis for Agricultural Credit

     
ABOUT THE WORKSHOP
This two day workshop is designed specifically to illustrate how credit risk can be optimized through the use of effective loan structuring.

WORKSHOP OBJECTIVES
bulletIllustrate the inter-relationship between loan structuring and repayment capacity analysis
bulletIdentify the importance of working capital in loan structuring
bulletIntroduce and illustrate various methods of calculating and analyzing repayment capacity
bulletPresent an approach for determining the capital asset replacement requirements for different types of operations
bulletIdentify how loan covenants can be used to effectively achieve and maintain proper structure
bulletIntroduce a practical approach to evaluating the existing structure of an operation
bulletIdentify and explore steps that can be effective in improving an existing situation

KEY WORKSHOP TOPICS
bulletIntroduction to Loan Structuring
bulletWorking Capital Sufficiency
bulletCapital Debt Repayment Capacity Analysis
bulletLoan Agreement Covenants
bulletStructuring New and Existing Debt

Case study examples are used throughout the session to continually tie the concepts back to real world applications.

WHO SHOULD ATTEND
Experienced agricultural lenders, credit analysts, and loan approvers who are involved in the delivery of term credit facilities to farm and ranch operations. As a prerequisite, we highly recommend attendance in Centrec’s Agricultural Credit Analysis (ACA) workshop or equivalent agricultural credit training program.

HOW YOU WILL BENEFIT
You will get hands-on experience working with the instructors and other experienced lenders in applying the concepts of expansion and transition evaluation to real-life situations. By gaining an understanding of the mechanics and philosophies of financing expansions and transitions, you will be able to:

bulletEvaluate a loan request involving expansion using a step-by-step process
bulletIdentify and illustrate the appropriate use of budgeting tools utilized in evaluating proposed expansions
bulletDiscuss relevant issues related to farm businesses in transition
bulletIdentify the potential credit impact of major transition alternatives
Ag Credit and Business Strategy
Ag Credit Analysis
Credit Risk and Commodity
Marketing Strategies
Financing Dairy Expansions
Financing Integrated and Contract Agricultural Production
Financing Multiple Entities
Financial Stress in Agriculture: Strategic Positioning in Difficult Times
Financing Swine Expansions
Loan Analysis For Agricultural Suppliers
Loan Structuring Analysis For Agricultural Credits
Transitioning The Farm Business
Other Credit and Business Strategy
The Language of System Dynamics
Personal Financial Planning: Issues for Bankers Serving Business Owners and Professionals
Refocusing the Commercial Credit Relationship: Assessing the Value of Personal Guarantee